Dr. Abul Barkat, Former Chairman, Janata Bank Ltd

Dr. Abul Barkat, Former Chairman, Janata Bank Ltd : Let’s prepare a list of the top 100 loan defaulters of the country and find out why they have become defaulters. There can be many reasons behind one becoming such. Therefore each of them does not deserve to be rebuked.
If one becomes a defaulter, the first thing needs to be checked is if he owns an industry. If it is yes, then there are definitely workers in operation. In a business, achieving success is uncertain. There will be a noticed and interest rate close to 20% including the bribes. Now, it will be a very tough scenario for you as well if you are to pay a 20% of 1 crore each month.
Now there are many who acquired habits of not returning the loaned money. These people should receive special concentrations.
There should be a separate tribunal consisting of those who understand better about economics or banking system for the loan defaulters. The tribunal will help cooperate the defaulters.
Cooperation does not mean that you will go away after defaulting loan and I will praise the good man you are! This is to help understand the reason for many with the practice. It will be seen that 50% are not willingly defaulting and the remaining 50% willingly practice of not returning the money. We will focus on the last group and take stern actions against them.
Based on an interview by Ashiq Rahman, translated by Abrar Hussain